FINANCIAL AID & SCHOLARSHIPS

Overview 

Financial Aid and Scholarships help to bridge the gap in the payment of college fees and tuition. There are many scholarship opportunities available to aspiring college students. Listed below are Army National Guard associated scholarship opportunities. 

The Education Services Office does not administer these scholarships. The following information is being provided as a compliment to the programs administered by the Education Services Office.

FINANCIAL AID

Free Application for Federal Student Aid (FAFSA) 
In order to evaluate financial need, the U.S. Department of Education requires everyone applying for a federal student loan or grant to complete the FAFSA. This document helps verify your financial status, to make certain you get the full award amount to which you are entitled. You can fill out your FAFSA online or download a PDF version to fill out on paper. The online version helps eliminate delays and allows you to edit your application. You can get more information and get online assistance at the FAFSA website

Federal Pell Grants 
A Federal Pell Grant can be an excellent starting block for college funding. Unlike a loan, the need-based Pell Grant does not have to be repaid, and it can be used in conjunction with other scholarships and loans. Generally, Pell Grants are awarded only to undergraduate students who have not yet earned a bachelors degree or professional degree. Exceptions may be made on occasion for students enrolled in post-baccalaureate teacher certification programs. To be considered for a Federal Pell Grant, you will need to submit a FAFSA. Find out more about Federal Pell Grants

Loans
If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer. A loan is money you borrow and must pay back with interest. If you decide to take out a loan, make sure you understand who is making the loan and the terms and conditions of the loan. Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.  Learn more about the Student Loan Repayment Program.

SCHOLARSHIPS

Financial Aid for Veterans, Military Personnel and Their Families
There are a large number of scholarships available from many different sources, including private organizations. For a comprehensive guide of financial aid, including available scholarships, check out “Financial Aid for Veterans, Military Personnel and Their Families” (Schlacter/Weber; Reference Service Press). Often referred to as the “big white book”, this reference volume is updated annually with the most current information, rules and rates.

New Jersey Enlisted Association Scholarships
The Enlisted Association of the National Guard of New Jersey sponsors the following Scholarships: CSM Vincent Baldassari Memorial, USAA, CMSgt Richard W. Spencer, and the CSM John H. Humphreys Jr. Memorial Scholarship. The online application will be submitted to all of the above scholarships.  The following persons are eligible:

  1. Children, Grand Children, Step Children, and Adopted Children of New Jersey Guardsmen who are Active, Inactive or Retired members in good standing as members of EANG-NJ.
  2. Active drilling Guardsmen.
  3. Spouses’ of Active, Inactive or Retired members that was in good standing as members of EANG-NJ.
  4. Children, Grand Children, Step Children, Adopted Children & Spouses’ of a deceased member that was in good standing as a member of EANG-NJ.
  5. Associate members, spouses’ or dependent children, grand children, step children, and adopted children, who are a member in good standing as a member of EANG-NJ.

For more information visit EANG-NJ.

New Jersey Vietnam Veterans’ Memorial Foundation Scholarship Program
Each year the New Jersey Vietnam Veterans’ Memorial Foundation awards two scholarships to high school seniors from New Jersey who plan to further their education either at a college, university or trade/technical school. For more information visit NJVVMF Scholarship Program.

ThanksUSA Scholarship Program 
ThanksUSA has established a scholarship program to assist dependents and spouses of U.S. military service personnel, including spouses and children of the Fallen and Wounded, who plan to continue their education in college, vocational or technical school programs. For more information visit ThanksUSA.

U.S. Enlisted Association
The CSM Virgil R. Williams Scholarship is the oldest award granted by the Enlisted Association of the National Guard of the United States (EANGUS). Each year, $2,000 is awarded to the top applicants from around the United States. For more information on this scholarship and others visit EANGUS Scholarships.

Military Spouse Scholarships
National Military Family Association awards can be used for a variety of educational and employment pursuits. Any spouse with a valid military ID is eligible. For details visit National Military Family Association.

Guaranteed Reserve Forces Duty Program
The Army ROTC program offers the Guaranteed Reserve Forces Duty (GRFD) Program for cadets who want to serve in the Army National Guard or Army Reserve. The Program is designed to attract cadets who are interested in obtaining a commission in the Army National Guard or Army Reserves. Cadets electing the GRFD Program can compete for a GRFD Scholarship of up to two years that pays 100% of tuition and fees or room and board. The room and board option pays up to $10,000 per school year for those residing on-campus. Off-campus students who choose the room and board option receive an amount equal to the average room and board cost for an on campus student at their college or university. In addition, scholarship recipients receive a $1,200 annual allowance for books. Cadets are required to participate in the Simultaneous Membership Program, and may receive Montgomery GI Bill benefits if otherwise eligible. Upon graduation, cadets are commissioned and incur a military service obligation of eight years in the Army National Guard.

Dedicated Army National Guard Scholarship
There is also a ROTC scholarship program available for students wishing to serve exclusively in the Army National Guard. The Dedicated Army National Guard Scholarship Program offers ROTC scholarships of up to three years. Upon graduation and commissioning as a second lieutenant in the Army National Guard, scholarship recipients incur an eight-year military service obligation. This scholarship program pays 100 percent of tuition and fees or room and board. The room and board option pays up to $10,000 per school year for those residing on-campus. Off-campus students who choose the room and board option receive an amount equal to the average room and board cost for an on campus student at their college or university. In addition, scholarship recipients receive a $1,200 book allowance. Cadets are required to participate in the Simultaneous Membership Program. The Montgomery GI Bill may not be used with this program. Upon graduation, cadets are commissioned and incur a military service obligation of eight years in the Army National Guard.

Minuteman Scholarships
If you are interested in receiving an Army ROTC scholarship and commissioning into the Army National Guard, the Minuteman Scholarship provides you an excellent opportunity. Minuteman Scholarships cover 2, 3, or 4 years of full tuition and fees or $10,000 for room and board at colleges and universities served by an Army ROTC program.

United States Military Academy (West Point)
Title 10 USCS 4342 (b)(3), allows for 85 enlisted members of the Army National Guard or Army Reserve to be appointed to West Point annually. Applicants appointed to West Point and graduate will receive their undergraduate degree and a commission as a second lieutenant in the US Army. “Operation Opportunity” recognizes outstanding junior enlisted Soldiers who demonstrate the ideals and values of the Corps of Cadets Duty, Honor, and Country. States/Territories and District of Columbia are encouraged to recognize Soldiers by nominating them for potential admission into West Point. Learn more at West Point Admissions.